This position paper argues that, to its detriment, transparency research overlooks many foundational concepts of artificial intelligence. Here, we focus on uncertainty quantification -- in the context of ante-hoc interpretability and counterfactual explainability -- showing how its adoption could address key challenges in the field. First, we posit that uncertainty and ante-hoc interpretability offer complementary views of the same underlying idea; second, we assert that uncertainty provides a principled unifying framework for counterfactual explainability. Consequently, inherently transparent models can benefit from human-centred explanatory insights -- like counterfactuals -- which are otherwise missing. At a higher level, integrating artificial intelligence fundamentals into transparency research promises to yield more reliable, robust and understandable predictive models.
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In a context of constant increase in competition and heightened regulatory pressure, accuracy, actuarial precision, as well as transparency and understanding of the tariff, are key issues in non-life insurance. Traditionally used generalized linear models (GLM) result in a multiplicative tariff that favors interpretability. With the rapid development of machine learning and deep learning techniques, actuaries and the rest of the insurance industry have adopted these techniques widely. However, there is a need to associate them with interpretability techniques. In this paper, our study focuses on introducing an Explainable Boosting Machine (EBM) model that combines intrinsically interpretable characteristics and high prediction performance. This approach is described as a glass-box model and relies on the use of a Generalized Additive Model (GAM) and a cyclic gradient boosting algorithm. It accounts for univariate and pairwise interaction effects between features and provides naturally explanations on them. We implement this approach on car insurance frequency and severity data and extensively compare the performance of this approach with classical competitors: a GLM, a GAM, a CART model and an Extreme Gradient Boosting (XGB) algorithm. Finally, we examine the interpretability of these models to capture the main determinants of claim costs.
This paper presents an efficient preference elicitation framework for uncertain matroid optimization, where precise weight information is unavailable, but insights into possible weight values are accessible. The core innovation of our approach lies in its ability to systematically elicit user preferences, aligning the optimization process more closely with decision-makers' objectives. By incrementally querying preferences between pairs of elements, we iteratively refine the parametric uncertainty regions, leveraging the structural properties of matroids. Our method aims to achieve the exact optimum by reducing regret with a few elicitation rounds. Additionally, our approach avoids the computation of Minimax Regret and the use of Linear programming solvers at every iteration, unlike previous methods. Experimental results on four standard matroids demonstrate that our method reaches optimality more quickly and with fewer preference queries than existing techniques.
Despite great progress, existing multimodal large language models (MLLMs) are prone to visual hallucination, greatly impeding their trustworthy applications. In this paper, we study this problem from the perspective of visual-spatial reasoning, and propose a new learning task for MLLMs, termed Grounded Chain-of-Thought (GCoT). Different from recent visual CoT studies, which focus more on visual knowledge reasoning, GCoT is keen to helping MLLMs to recognize and ground the relevant visual cues step by step, thereby predicting the correct answer with grounding coordinates as the intuitive basis. To facilitate this task, we also carefully design and construct a dataset called multimodal grounded chain-of-thought (MM-GCoT) consisting of 24,022 GCoT examples for 5,033 images. Besides, a comprehensive consistency evaluation system is also introduced, including the metrics of answer accuracy, grounding accuracy and answer-grounding consistency. We further design and conduct a bunch of experiments on 12 advanced MLLMs, and reveal some notable findings: i. most MLLMs performs poorly on the consistency evaluation, indicating obvious visual hallucination; ii. visual hallucination is not directly related to the parameter size and general multimodal performance, i.e., a larger and stronger MLLM is not less affected by this issue. Lastly, we also demonstrate that the proposed dataset can help existing MLLMs to well cultivate their GCoT capability and reduce the inconsistent answering significantly. Moreover, their GCoT can be also generalized to exiting multimodal tasks, such as open-world QA and REC.
Communication compression is an essential strategy for alleviating communication overhead by reducing the volume of information exchanged between computing nodes in large-scale distributed stochastic optimization. Although numerous algorithms with convergence guarantees have been obtained, the optimal performance limit under communication compression remains unclear. In this paper, we investigate the performance limit of distributed stochastic optimization algorithms employing communication compression. We focus on two main types of compressors, unbiased and contractive, and address the best-possible convergence rates one can obtain with these compressors. We establish the lower bounds for the convergence rates of distributed stochastic optimization in six different settings, combining strongly-convex, generally-convex, or non-convex functions with unbiased or contractive compressor types. To bridge the gap between lower bounds and existing algorithms' rates, we propose NEOLITHIC, a nearly optimal algorithm with compression that achieves the established lower bounds up to logarithmic factors under mild conditions. Extensive experimental results support our theoretical findings. This work provides insights into the theoretical limitations of existing compressors and motivates further research into fundamentally new compressor properties.
Presenting a predictive model's performance is a communication bottleneck that threatens collaborations between data scientists and subject matter experts. Accuracy and error metrics alone fail to tell the whole story of a model - its risks, strengths, and limitations - making it difficult for subject matter experts to feel confident in their decision to use a model. As a result, models may fail in unexpected ways or go entirely unused, as subject matter experts disregard poorly presented models in favor of familiar, yet arguably substandard methods. In this paper, we describe an iterative study conducted with both subject matter experts and data scientists to understand the gaps in communication between these two groups. We find that, while the two groups share common goals of understanding the data and predictions of the model, friction can stem from unfamiliar terms, metrics, and visualizations - limiting the transfer of knowledge to SMEs and discouraging clarifying questions being asked during presentations. Based on our findings, we derive a set of communication guidelines that use visualization as a common medium for communicating the strengths and weaknesses of a model. We provide a demonstration of our guidelines in a regression modeling scenario and elicit feedback on their use from subject matter experts. From our demonstration, subject matter experts were more comfortable discussing a model's performance, more aware of the trade-offs for the presented model, and better equipped to assess the model's risks - ultimately informing and contextualizing the model's use beyond text and numbers.
This paper investigates the potential applications of a parametric family of polynomial wavelets that has been recently introduced starting from de la Vall\'ee Poussin (VP) interpolation at Chebyshev nodes. Unlike classical wavelets, which are constructed on the real line, these VP wavelets are defined on a bounded interval, offering the advantage of handling boundaries naturally while maintaining computational efficiency. In fact, the structure of these wavelets enables the use of fast algorithms for decomposition and reconstruction. Furthermore, the flexibility offered by a free parameter allows a better control of localized singularities, such as edges in images. On the basis of previous theoretical foundations, we show the effectiveness of the VP wavelets for basic signal denoising and image compression, emphasizing their potential for more advanced signal and image processing tasks.
As hyperconnected devices and decentralized data architectures expand, securing IoT transactions becomes increasingly challenging. Blockchain offers a promising solution, but its effectiveness relies on the underlying consensus algorithm. Traditional mechanisms like PoW and PoS are often impractical for resource-constrained IoT environments. To address these limitations, this work introduces a fair and lightweight hybrid consensus algorithm tailored for IoT. The proposed approach minimizes resource demands on the nodes while ensuring a secure and fair agreement process. Specifically, it leverages a distributed lottery mechanism to fairly propose blocks without requiring specialized hardware. In addition, a reputation-based block voting mechanism is incorporated to enhance trust and establish finality. Finally, experimental evaluation was conducted to validate the key features of the consensus algorithm.
The increasing complexity of LLMs presents significant challenges to their transparency and interpretability, necessitating the use of eXplainable AI (XAI) techniques to enhance trustworthiness and usability. This study introduces a comprehensive evaluation framework with four novel metrics for assessing the effectiveness of five XAI techniques across five LLMs and two downstream tasks. We apply this framework to evaluate several XAI techniques LIME, SHAP, Integrated Gradients, Layer-wise Relevance Propagation (LRP), and Attention Mechanism Visualization (AMV) using the IMDB Movie Reviews and Tweet Sentiment Extraction datasets. The evaluation focuses on four key metrics: Human-reasoning Agreement (HA), Robustness, Consistency, and Contrastivity. Our results show that LIME consistently achieves high scores across multiple LLMs and evaluation metrics, while AMV demonstrates superior Robustness and near-perfect Consistency. LRP excels in Contrastivity, particularly with more complex models. Our findings provide valuable insights into the strengths and limitations of different XAI methods, offering guidance for developing and selecting appropriate XAI techniques for LLMs.
General-purpose AI models, particularly those designed for text and vision, demonstrate impressive versatility across a wide range of deep-learning tasks. However, they often underperform in specialised domains like medical imaging, where domain-specific solutions or alternative knowledge transfer approaches are typically required. Recent studies have noted that general-purpose models can exhibit similar latent spaces when processing semantically related data, although this alignment does not occur naturally. Building on this insight, it has been shown that applying a simple transformation - at most affine - estimated from a subset of semantically corresponding samples, known as anchors, enables model stitching across diverse training paradigms, architectures, and modalities. In this paper, we explore how semantic alignment - estimating transformations between anchors - can bridge general-purpose AI with specialised medical knowledge. Using multiple public chest X-ray datasets, we demonstrate that model stitching across model architectures allows general models to integrate domain-specific knowledge without additional training, leading to improved performance on medical tasks. Furthermore, we introduce a novel zero-shot classification approach for unimodal vision encoders that leverages semantic alignment across modalities. Our results show that our method not only outperforms general multimodal models but also approaches the performance levels of fully trained, medical-specific multimodal solutions
In order to answer natural language questions over knowledge graphs, most processing pipelines involve entity and relation linking. Traditionally, entity linking and relation linking has been performed either as dependent sequential tasks or independent parallel tasks. In this paper, we propose a framework called "EARL", which performs entity linking and relation linking as a joint single task. EARL uses a graph connection based solution to the problem. We model the linking task as an instance of the Generalised Travelling Salesman Problem (GTSP) and use GTSP approximate algorithm solutions. We later develop EARL which uses a pair-wise graph-distance based solution to the problem.The system determines the best semantic connection between all keywords of the question by referring to a knowledge graph. This is achieved by exploiting the "connection density" between entity candidates and relation candidates. The "connection density" based solution performs at par with the approximate GTSP solution.We have empirically evaluated the framework on a dataset with 5000 questions. Our system surpasses state-of-the-art scores for entity linking task by reporting an accuracy of 0.65 to 0.40 from the next best entity linker.
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