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In credit scoring, machine learning models are known to outperform standard parametric models. As they condition access to credit, banking supervisors and internal model validation teams need to monitor their predictive performance and to identify the features with the highest impact on performance. To facilitate this, we introduce the XPER methodology to decompose a performance metric (e.g., AUC, $R^2$) into specific contributions associated with the various features of a classification or regression model. XPER is theoretically grounded on Shapley values and is both model-agnostic and performance metric-agnostic. Furthermore, it can be implemented either at the model level or at the individual level. Using a novel dataset of car loans, we decompose the AUC of a machine-learning model trained to forecast the default probability of loan applicants. We show that a small number of features can explain a surprisingly large part of the model performance. Furthermore, we find that the features that contribute the most to the predictive performance of the model may not be the ones that contribute the most to individual forecasts (SHAP). We also show how XPER can be used to deal with heterogeneity issues and significantly boost out-of-sample performance.

Stochastic gradient descent with momentum (SGDM) is the dominant algorithm in many optimization scenarios, including convex optimization instances and non-convex neural network training. Yet, in the stochastic setting, momentum interferes with gradient noise, often leading to specific step size and momentum choices in order to guarantee convergence, set aside acceleration. Proximal point methods, on the other hand, have gained much attention due to their numerical stability and elasticity against imperfect tuning. Their stochastic accelerated variants though have received limited attention: how momentum interacts with the stability of (stochastic) proximal point methods remains largely unstudied. To address this, we focus on the convergence and stability of the stochastic proximal point algorithm with momentum (SPPAM), and show that SPPAM allows a faster linear convergence to a neighborhood compared to the stochastic proximal point algorithm (SPPA) with a better contraction factor, under proper hyperparameter tuning. In terms of stability, we show that SPPAM depends on problem constants more favorably than SGDM, allowing a wider range of step size and momentum that lead to convergence.

Context. Algorithmic racism is the term used to describe the behavior of technological solutions that constrains users based on their ethnicity. Lately, various data-driven software systems have been reported to discriminate against Black people, either for the use of biased data sets or due to the prejudice propagated by software professionals in their code. As a result, Black people are experiencing disadvantages in accessing technology-based services, such as housing, banking, and law enforcement. Goal. This study aims to explore algorithmic racism from the perspective of software professionals. Method. A survey questionnaire was applied to explore the understanding of software practitioners on algorithmic racism, and data analysis was conducted using descriptive statistics and coding techniques. Results. We obtained answers from a sample of 73 software professionals discussing their understanding and perspectives on algorithmic racism in software development. Our results demonstrate that the effects of algorithmic racism are well-known among practitioners. However, there is no consensus on how the problem can be effectively addressed in software engineering. In this paper, some solutions to the problem are proposed based on the professionals' narratives. Conclusion. Combining technical and social strategies, including training on structural racism for software professionals, is the most promising way to address the algorithmic racism problem and its effects on the software solutions delivered to our society.

Although data-driven methods usually have noticeable performance on disease diagnosis and treatment, they are suspected of leakage of privacy due to collecting data for model training. Recently, federated learning provides a secure and trustable alternative to collaboratively train model without any exchange of medical data among multiple institutes. Therefore, it has draw much attention due to its natural merit on privacy protection. However, when heterogenous medical data exists between different hospitals, federated learning usually has to face with degradation of performance. In the paper, we propose a new personalized framework of federated learning to handle the problem. It successfully yields personalized models based on awareness of similarity between local data, and achieves better tradeoff between generalization and personalization than existing methods. After that, we further design a differentially sparse regularizer to improve communication efficiency during procedure of model training. Additionally, we propose an effective method to reduce the computational cost, which improves computation efficiency significantly. Furthermore, we collect 5 real medical datasets, including 2 public medical image datasets and 3 private multi-center clinical diagnosis datasets, and evaluate its performance by conducting nodule classification, tumor segmentation, and clinical risk prediction tasks. Comparing with 13 existing related methods, the proposed method successfully achieves the best model performance, and meanwhile up to 60% improvement of communication efficiency. Source code is public, and can be accessed at: //github.com/ApplicationTechnologyOfMedicalBigData/pFedNet-code.

We present the latest iteration of the voice conversion challenge (VCC) series, a bi-annual scientific event aiming to compare and understand different voice conversion (VC) systems based on a common dataset. This year we shifted our focus to singing voice conversion (SVC), thus named the challenge the Singing Voice Conversion Challenge (SVCC). A new database was constructed for two tasks, namely in-domain and cross-domain SVC. The challenge was run for two months, and in total we received 26 submissions, including 2 baselines. Through a large-scale crowd-sourced listening test, we observed that for both tasks, although human-level naturalness was achieved by the top system, no team was able to obtain a similarity score as high as the target speakers. Also, as expected, cross-domain SVC is harder than in-domain SVC, especially in the similarity aspect. We also investigated whether existing objective measurements were able to predict perceptual performance, and found that only few of them could reach a significant correlation.

When looking at mass shooting incidents, suicidal shooters seem to carry an even more extreme sense of terror and brutality. The current study aimed to examine how mass shooters suicidality and suicide behavioral threshold influence the severity of the mass shooting. We employed Bayesian Mindsponge Framework (BMF) analytics on a dataset of 194 mass shooters (incidents with four or more victims killed) from 1966 to 2023 in the United States (U.S.). The data were retrieved from The Violence Project Database, originally supported by the National Institute of Justice, U.S. Department of Justice. Based on the statistical analysis, we discovered that mass shooters with suicidal ideation were more likely to kill two more victims on average than their non-suicidal counterparts. For suicidal mass shooters found dead on the scene (either by self-killing or suicide by cop), their victim count rises by around four on average when compared to non-suicidal mass shooters. The findings were reasoned through the information-processing perspective of the Mindsponge Theory. Based on the findings and reasoning, we suggest that mass shootings should be considered within larger socio-cultural settings instead of attributing it to be driven primarily by diagnosable psychopathology. Also, promoting an appropriate interpretation of the values of life and death can be an effective way to alleviate the effects of suicidality on mass shooting severity.

Sensitive information is intrinsically tied to interactions in healthcare, and its protection is of paramount importance for achieving high-quality patient outcomes. Research in healthcare privacy and security is predominantly focused on understanding the factors that increase the susceptibility of users to privacy and security breaches. To understand further, we systematically review 26 research papers in this domain to explore the existing user studies in healthcare privacy and security. Following the review, we conducted a card-sorting exercise, allowing us to identify 12 themes integral to this subject such as "Data Sharing," "Risk Awareness," and "Privacy." Further to the identification of these themes, we performed an in-depth analysis of the 26 research papers report on the insights into the discourse within the research community about healthcare privacy and security, particularly from the user perspective.

In the permutation inversion problem, the task is to find the preimage of some challenge value, given oracle access to the permutation. This is a fundamental problem in query complexity, and appears in many contexts, particularly cryptography. In this work, we examine the setting in which the oracle allows for quantum queries to both the forward and the inverse direction of the permutation -- except that the challenge value cannot be submitted to the latter. Within that setting, we consider two options for the inversion algorithm: whether it can get quantum advice about the permutation, and whether it must produce the entire preimage (search) or only the first bit (decision). We prove several theorems connecting the hardness of the resulting variations of the inversion problem, and establish a number of lower bounds. Our results indicate that, perhaps surprisingly, the inversion problem does not become significantly easier when the adversary is granted oracle access to the inverse, provided it cannot query the challenge itself.

Penalized regression methods such as ridge regression heavily rely on the choice of a tuning or penalty parameter, which is often computed via cross-validation. Discrepancies in the value of the penalty parameter may lead to substantial differences in regression coefficient estimates and predictions. In this paper, we investigate the effect of single observations on the optimal choice of the tuning parameter, showing how the presence of influential points can change it dramatically. We distinguish between points as ``expanders'' and ``shrinkers'', based on their effect on the model complexity. Our approach supplies a visual exploratory tool to identify influential points, naturally implementable for high-dimensional data where traditional approaches usually fail. Applications to simulated and real data examples, both low- and high-dimensional, are presented. The visual tool is implemented in the R package influridge.

Supervised learning typically focuses on learning transferable representations from training examples annotated by humans. While rich annotations (like soft labels) carry more information than sparse annotations (like hard labels), they are also more expensive to collect. For example, while hard labels only provide information about the closest class an object belongs to (e.g., "this is a dog"), soft labels provide information about the object's relationship with multiple classes (e.g., "this is most likely a dog, but it could also be a wolf or a coyote"). We use information theory to compare how a number of commonly-used supervision signals contribute to representation-learning performance, as well as how their capacity is affected by factors such as the number of labels, classes, dimensions, and noise. Our framework provides theoretical justification for using hard labels in the big-data regime, but richer supervision signals for few-shot learning and out-of-distribution generalization. We validate these results empirically in a series of experiments with over 1 million crowdsourced image annotations and conduct a cost-benefit analysis to establish a tradeoff curve that enables users to optimize the cost of supervising representation learning on their own datasets.